How it works

From your first question to a lower premium.

Here is exactly what happens when you reach out. No surprises, and no pressure at any step.

Hands around a coffee mug at a kitchen table, with reading glasses and an opened envelope.

Step by step

Five steps. You can stop at any of them.

Most people go from the first question to a clear answer in one phone call.

  1. 01

    Take the two-minute check.

    Five short questions: your ZIP code, the coverage you have now, your branch, your spouse's coverage, and the benefits that matter most to you. Then you pick a time for a call.

  2. 02

    We call you at the time you picked.

    The call may show as Veteran Health Solutions. You might get a call or text from our scheduling assistant first to confirm the time. A licensed advocate handles every plan conversation, and will give you their license numbers before asking you for anything.

  3. 03

    We learn your situation.

    About ten minutes. We ask what coverage you have, who your doctors are, which county you live in, how you fill prescriptions, whether your spouse is joining, and what you pay for Part B today.

  4. 04

    We show you the plans, side by side.

    We start with what each plan does to your Part B premium. Then dental, vision, hearing and the rest. We check each of your doctors by name, so you know before you decide.

  5. 05

    Enroll only if it fits.

    If a plan makes sense, we do it together on the phone. Two documents come by text or email, you sign them on your screen, and it takes about five minutes. If it doesn't fit, we tell you so.

Good to have nearby

Nothing to prepare. These just make the call quicker.

  • Your red, white and blue Medicare card
  • The names of the doctors you want to keep
  • Where you fill your prescriptions today
  • Your spouse, if you'd like to do this together
What we never ask for on this website

Your Social Security number, your Medicare number or your bank details.

The check only asks for your name, a phone number, your ZIP code and a few questions about your coverage. Your Medicare number only comes up on the phone with your advocate, when you decide to enroll.

How we handle your information

After you enroll

What happens next, in order.

Same day

You get your advocate's direct number.

One person to call with questions. Not a call center.

One to two weeks

Your new plan card arrives.

It comes in the mail with a welcome packet. Keep your Medicare and TRICARE cards too.

After your plan starts

Social Security writes to you.

A letter confirms the lower Part B premium. It can take a couple of months to first show up.

Every fall

We look at your plan again.

Plans change each year. We check in after your plan starts and review it with you before Annual Enrollment.

What this costs you: nothing.

The insurance carriers pay us when someone enrolls. You never pay us for a call, a comparison or an enrollment, and the plan you choose costs the same whether you work with us or not.

Two minutes

Find out what's available where you live.

See which veteran plans are in your county, and whether one could lower your Part B premium. No cost. No obligation.