Part B premium
up to $185
less each month
Some plans lower the Part B premium itself. Social Security simply takes out less each month. There is nothing for you to file.
For veterans and spouses on TRICARE For Life
Keep your TRICARE For Life. Pay less for Part B.
Some Medicare Advantage plans are built for veterans. They work alongside TRICARE For Life and your VA care, and can lower your Part B premium by up to $185 a month, depending on where you live.
Takes about two minutes. Talking with us never costs you anything.
The part nobody mentions
Every month, a Part B premium comes out of your Social Security. You have to keep paying it to keep TRICARE For Life. Here is the part nobody mentions. Some Medicare plans are built for veterans, and they can lower that premium while everything you have stays in place.
$0What our help costs you. The carriers pay us.
2 minTo see what's available in your county.
All yearWe help veterans and spouses any month, not only in the fall.
Dec 7Annual Enrollment closes for 2027 plans.
How it fits
Think of it less like switching plans. More like adding a layer.
-
1
Stays
VA health care
Separate from Medicare. It stays exactly as it is.
-
2
Stays
TRICARE For Life
Keeps working as your second payer, the way it does today.
-
3
Stays
Medicare Part A and Part B
You stay enrolled in both. That is what keeps TRICARE For Life in place.
-
4
New
A veteran-designed plan
The new layer. It can lower your Part B premium and add dental, vision and hearing.
What the plans add
Built around what you already have.
These are Medicare Advantage plans designed for veterans, from major national insurance carriers. What's offered depends on your county. Here is what we look for on your behalf.
Dental
Cleanings, X-rays, fillings and more, with a yearly allowance on many plans.
Vision
A yearly eye exam and an allowance toward glasses or contacts.
Hearing
Hearing exams and help with the cost of hearing aids.
Fitness
A gym membership included at no extra charge.
$0
Monthly plan
premium
The veteran plans we work with typically carry no monthly plan premium.
Benefits and amounts vary by plan and county. Your advocate shows you the actual benefit sheet for where you live.
See the plans in detailDo the math
What a lower premium adds up to.
Slide to a monthly amount. Your real number depends on the plans in your county. Some counties have none. Some reach the full $185.
$25$185
Less in Part B premiums
$1,200
a year
$100 a month, 12 months
See my county's real numberAn illustration, not a quote. Amounts vary by plan and county.
How it works
Three steps. No pressure in any of them.
-
01
Take the two-minute check.
Tell us your county and the coverage you have now. That's all we need to see what's out there.
-
02
Talk it through with a licensed advocate.
We lay the veteran plans in your county side by side and show how each one works with TRICARE For Life and the VA. Bring your spouse. Bring your questions.
-
03
Enroll only if it fits.
If a plan makes sense, we handle the enrollment with you over the phone. The lower premium comes through Social Security and can take a couple of months to first appear. We stay your advocate after.
Medicare, in plain English
Five terms. That's most of it.
Nobody hands you a manual when you turn 65. Start with these five, and everything else gets easier to follow.
What it means for a veteran
You need Part A and Part B together to have TRICARE For Life.
Want the whole picture, in order? Read the plain-English guide
Annual Enrollment
It ends December 7.
Annual Enrollment opened October 15. A plan you choose by December 7 starts January 1.
Check my county now25days
00hours
00minutes
Oct 15Dec 7
Who we are
Protecting those that protect us.
Veteran Health Solutions is a veteran-focused Medicare agency based in Glendora, California.
Our advocates are licensed to sell Medicare plans. We are not the VA and we are not Medicare. The insurance carriers pay us, so you never get a bill from us.
- Respect first.You get a straight answer, even when the answer is that what you have is already right.
- Plain talk.No jargon. We explain it the way we'd explain it to our own parents.
- Here next year too.Plans change every fall. We look at yours with you again each Annual Enrollment.
Straight answers
The questions we hear on every call.
If yours isn't here, ask us. That's the job.
All questions and answersWill I lose TRICARE For Life?
No. You keep TRICARE For Life as long as you keep Medicare Part A and Part B. These plans are designed to work with it, and it keeps acting as your second payer.
Does this change my VA care?
No. Your VA health care is separate from Medicare. Joining a Medicare Advantage plan does not affect it. You can keep using the VA exactly as you do now.
How does the Part B premium go down?
Some plans pay part of your Part B premium on your behalf. Social Security then takes less out each month. You don't file anything. It can take a couple of months to first show up.
The benefit sheet lists copays. Will I pay those?
Carriers have to list copays because not every veteran has TRICARE For Life. If you do, it generally pays after the plan, which covers those costs in most cases. Your advocate walks through your exact situation before you decide anything.
What does it cost to work with you?
Nothing. The insurance carriers pay us. You never pay us for a call, a comparison or an enrollment.
Is this a government program?
No. We are a private, independent agency, and our advocates are licensed to sell Medicare plans. We are not affiliated with the VA, Medicare or any government agency. The plans come from private insurance carriers that contract with Medicare.
When can I enroll?
We help veterans and spouses year-round. Annual Enrollment, October 15 through December 7, is when everyone with Medicare can make a change for January 1. At other times of the year you may still be able to enroll, depending on your situation. Ask us any month and we will tell you where you stand.
