/* Inner pages + shared extras. Loads after styles.css on every page. */
.more{display:inline-flex;align-items:center;gap:8px;margin-top:22px;font-weight:700;color:var(--ember-deep);text-decoration:none;border-bottom:2px solid rgba(181,61,27,.3);padding-bottom:3px;transition:border-color .3s,gap .3s var(--ease)}
.more svg{width:18px;height:18px}
.more:hover{border-color:var(--ember-deep);gap:12px}
.more.on-dark{color:var(--dawn);border-color:rgba(244,181,129,.4)}
.more.on-dark:hover{border-color:var(--dawn)}
.where-else .more{margin:0 0 0 10px}

/* page hero */
.phero{position:relative;margin:10px;padding:clamp(130px,15vw,190px) 0 clamp(48px,7vw,88px);border-radius:var(--r-lg);overflow:hidden;color:#fff;background:radial-gradient(60% 80% at 100% 100%,rgba(213,80,42,.32),transparent 70%),radial-gradient(45% 60% at 0 0,rgba(27,55,100,.8),transparent 70%),var(--night)}
.phero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(28px,5vw,80px);align-items:end}
.phero h1{font-size:clamp(2.5rem,5.2vw,4.7rem);margin:18px 0 22px;text-shadow:none;text-wrap:balance}
.phero .lede{max-width:34em}
.phero .cta-row{margin-top:28px}
.phero-img{border-radius:26px;overflow:hidden;aspect-ratio:4/3;background:var(--navy)}
.phero-img img{width:100%;height:100%;object-fit:cover}
.phero-fig{font-family:var(--serif);font-weight:350;line-height:.9;letter-spacing:-.045em;font-size:clamp(5rem,11vw,10rem);text-align:right}
.phero-fig small{display:block;font-family:var(--sans);font-size:.95rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--dawn);margin-bottom:12px}
.phero-fig span{display:block;font-style:italic;font-size:1.6rem;letter-spacing:0;color:var(--dawn);margin-top:12px}
.phero .stack{max-height:420px}

/* generic sections */
.sec{padding:clamp(70px,9vw,130px) 0}
.sec.flush{padding-top:0}
.sec.band{margin:0 10px;border-radius:var(--r-lg);background:var(--paper-2)}
.sec.night{margin:0 10px;border-radius:var(--r-lg);color:#fff;background:radial-gradient(50% 60% at 100% 0,rgba(213,80,42,.22),transparent 70%),var(--night)}
.sec.night .sec-sub,.sec.night .prose p{color:rgba(255,255,255,.76)}
.sec.night h2 em{color:var(--dawn)}
.sec.night .eyebrow{color:var(--dawn)}
.two{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(28px,6vw,96px);align-items:start}
.two.even{grid-template-columns:1fr 1fr}
.two .sec-head{margin-bottom:0}
.sticky{position:sticky;top:120px}
.prose p{font-size:1.14rem;color:var(--muted);max-width:36em}
.prose p+p{margin-top:16px}
.prose strong{color:var(--ink);font-weight:700}
.prose h3{font-family:var(--serif);font-weight:440;font-size:1.5rem;margin:30px 0 8px;letter-spacing:-.01em}
.prose .lead,.lead{font-family:var(--serif);font-size:1.5rem;line-height:1.38;letter-spacing:-.008em;color:var(--ink)}
.sec.night .prose .lead{color:#fff}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.cards.c2{grid-template-columns:repeat(2,1fr)}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.card{position:relative;padding:28px;border-radius:var(--r);background:var(--card);border:1px solid var(--line)}
.card h3{font-family:var(--serif);font-weight:440;font-size:1.45rem;line-height:1.2;letter-spacing:-.01em}
.card p{color:var(--muted);margin-top:8px;font-size:1.04rem;line-height:1.5}
.card .b-ico{margin-bottom:22px}
.kick{display:block;font-size:.76rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--ember-deep);margin-bottom:12px}
.card.dark{background:var(--night);color:#fff;border-color:transparent}
.card.dark p{color:rgba(255,255,255,.76)}
.card.dark .kick,.sec.night .kick{color:var(--dawn)}
.card.warm{background:linear-gradient(120deg,var(--dawn-soft),#F6C79D);border-color:transparent}
.card.warm p{color:var(--ink)}
.card .big{font-family:var(--serif);font-weight:370;font-size:clamp(2.6rem,4.4vw,3.6rem);line-height:1;letter-spacing:-.03em;margin-bottom:8px}
.sec.night .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);color:#fff}
.sec.night .card p{color:rgba(255,255,255,.76)}

/* check lists */
.checks{display:grid;gap:4px;margin-top:18px}
.checks li{display:grid;grid-template-columns:30px 1fr;gap:12px;align-items:start;padding:9px 0;font-size:1.08rem}
.checks li svg{width:26px;height:26px;padding:5px;border-radius:50%;background:var(--ember);color:#fff;margin-top:1px}
.checks.calm li svg{background:var(--navy-2)}
.checks.no li svg{background:rgba(13,26,46,.14);color:var(--ink)}
.sec.night .checks li,.card.dark .checks li,.lane.main .checks li{color:rgba(255,255,255,.92)}

/* callout */
.callout{display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:start;padding:28px 30px;border-radius:var(--r);background:var(--dawn-soft);border:1px solid rgba(213,80,42,.22)}
.callout .b-ico{background:#fff;margin:0}
.callout h3{font-family:var(--serif);font-weight:440;font-size:1.4rem}
.callout p{margin-top:6px;color:var(--ink);font-size:1.06rem;max-width:44em}

/* comparison table */
.compare{width:100%;border-collapse:separate;border-spacing:0;border-radius:var(--r);overflow:hidden;background:var(--card);border:1px solid var(--line);font-size:1.04rem}
.compare th,.compare td{padding:18px 22px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.compare tr:last-child th,.compare tr:last-child td{border-bottom:0}
.compare thead th{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);background:var(--paper-2)}
.compare thead th.hl{background:var(--night);color:var(--dawn)}
.compare tbody th{font-weight:700;width:28%}
.compare td{color:var(--muted)}
.compare td.hl{background:rgba(251,227,200,.5);color:var(--ink);font-weight:600}

/* myth / fact */
.myths{display:grid;gap:14px}
.myth{display:grid;grid-template-columns:1fr 1.25fr;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:var(--card)}
.myth>div{padding:26px 28px}
.myth .m{background:var(--paper-2)}
.myth p{font-size:1.1rem}
.myth .m p{font-family:var(--serif);font-size:1.3rem;line-height:1.3}
.myth .f p{color:var(--muted)}

/* two lanes */
.lanes{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.lane{padding:32px;border-radius:var(--r);background:var(--card);border:1px solid var(--line)}
.lane.main{background:var(--night);color:#fff;border-color:transparent}
.lane h3{font-family:var(--serif);font-weight:420;font-size:1.8rem;line-height:1.15;letter-spacing:-.015em}
.lane>p{margin-top:10px;color:var(--muted);font-size:1.08rem}
.lane.main>p{color:rgba(255,255,255,.78)}
.lane.main .kick{color:var(--dawn)}

/* team */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.person{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center;padding:24px;border-radius:var(--r);background:var(--card);border:1px solid var(--line)}
.avatar{display:grid;place-items:center;width:72px;height:72px;border-radius:50%;background:var(--night);color:var(--dawn);font-family:var(--serif);font-size:1.7rem}
.person b{display:block;font-family:var(--serif);font-weight:460;font-size:1.3rem}
.person span{color:var(--muted);font-size:.98rem}

/* enrollment windows + glossary */
.window .when{font-family:var(--serif);font-size:1.7rem;line-height:1.1;letter-spacing:-.015em;margin-bottom:8px}
.gloss{display:grid;grid-template-columns:1fr 1fr;gap:0 clamp(24px,5vw,72px)}
.gloss>div{padding:20px 0;border-top:1px solid var(--line)}
.gloss dt{font-family:var(--serif);font-weight:460;font-size:1.25rem}
.gloss dd{color:var(--muted);margin-top:4px}

/* state rows */
.state-row{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,72px);align-items:center;padding:clamp(34px,5vw,60px) 0;border-top:1px solid var(--line);scroll-margin-top:110px}
.state-row:nth-child(even) .state-pic{order:2}
.state-pic{border-radius:26px;overflow:hidden;aspect-ratio:3/2;background:var(--paper-2)}
.state-pic img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.state-row:hover .state-pic img{transform:scale(1.04)}
.state-row h2{font-size:clamp(2.2rem,4.4vw,3.6rem)}
.state-row p{color:var(--muted);font-size:1.12rem;margin-top:12px;max-width:32em}
.example{margin-top:20px;padding:18px 20px;border-radius:18px;background:var(--paper-2);font-size:1.02rem;max-width:34em}
.example b{display:block;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ember-deep);margin-bottom:6px}
.jump{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}
.jump a,.topics button{display:inline-flex;align-items:center;height:44px;padding:0 18px;border-radius:999px;border:1px solid rgba(255,255,255,.26);color:#fff;text-decoration:none;font-weight:700;font-size:.98rem;transition:background .25s}
.jump a:hover{background:rgba(255,255,255,.14)}
.topics{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:34px}
.topics button{border-color:var(--line);color:var(--ink)}
.topics button:hover{background:var(--paper-2)}
.topics button[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.faq-group{margin-bottom:46px}
.faq-group>h2{font-size:1.9rem;margin-bottom:14px}

/* contact form (demo) */
.form{padding:clamp(24px,3.6vw,44px);border-radius:var(--r-lg);background:var(--card);border:1px solid var(--line);box-shadow:0 50px 90px -60px rgba(13,26,46,.5)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form label{display:block;font-weight:700;font-size:.98rem}
.form label.full{grid-column:1/-1}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:8px;height:58px;padding:0 16px;border-radius:14px;border:1.5px solid rgba(13,26,46,.22);background:#fff;font:inherit;font-size:1.06rem;color:var(--ink);transition:border-color .25s,box-shadow .25s}
.form textarea{height:120px;padding:14px 16px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:0;border-color:var(--ember);box-shadow:0 0 0 4px rgba(213,80,42,.16)}
.form .btn{margin-top:22px;width:100%}
.form small{display:block;margin-top:14px;color:var(--muted);font-size:.86rem;line-height:1.5}
.form-done{display:none;text-align:center;padding:30px 10px}
.form-done b{display:block;font-family:var(--serif);font-weight:420;font-size:2rem;margin-bottom:8px}
.form.is-sent .form-body{display:none}
.form.is-sent .form-done{display:block}
.form-err{margin-top:16px;font-weight:700;color:var(--ember-deep)}
.form-err:empty{display:none}
.form .btn:disabled{opacity:.6;cursor:progress}
.contact-list{display:grid;gap:4px;margin-top:26px}
.contact-list li{display:grid;grid-template-columns:56px 1fr;gap:16px;align-items:center;padding:14px 0;border-top:1px solid var(--line)}
.contact-list .b-ico{margin:0}
.contact-list b{display:block}
.contact-list span{color:var(--muted)}
.contact-list a[href^="tel:"]{font-weight:700;color:var(--ember-deep);white-space:nowrap;border-bottom:2px solid rgba(181,61,27,.3)}
.contact-list a[href^="tel:"]:hover{border-color:var(--ember-deep)}
.todo{display:inline-block;padding:2px 10px;border-radius:999px;background:#FFF1B8;color:#5C4500;font-size:.8rem;font-weight:700;letter-spacing:.02em;vertical-align:middle}

/* legal */
.legal{max-width:820px}
.legal h2{font-size:1.8rem;margin:42px 0 12px}
.legal h3{font-family:var(--serif);font-weight:460;font-size:1.3rem;margin:26px 0 8px}
.legal p,.legal li{color:var(--muted);font-size:1.06rem}
.legal p+p{margin-top:12px}
.legal ul{list-style:disc;padding-left:22px;margin:10px 0}
.legal li{margin:6px 0}
.legal a{color:var(--ember-deep)}

/* five-terms explainer (home, in the old state-switcher frame) */
.where .state-frame{min-height:clamp(460px,44vw,580px)}
.state-frame::after{content:"";position:absolute;inset:auto 0 0 0;height:60%;background:linear-gradient(transparent,rgba(8,20,37,.55));pointer-events:none}
.learn-note{position:absolute;z-index:1;left:18px;right:18px;bottom:18px;max-width:580px;padding:20px 22px 16px;border-radius:22px;background:rgba(8,20,37,.76);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px)}
.learn-note .kick{color:var(--dawn);margin-bottom:8px}
.learn-note p{font-family:var(--serif);font-size:1.32rem;line-height:1.32;letter-spacing:-.005em;color:#fff;min-height:3.96em}
.learn-meta{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:14px;font-size:.92rem;font-weight:700;color:rgba(255,255,255,.72)}

/* Medicare basics: the four parts */
.part{display:flex;flex-direction:column}
.part-l{font-family:var(--serif);font-weight:340;font-size:clamp(4.2rem,6vw,5.8rem);line-height:.86;letter-spacing:-.04em;color:var(--ember);margin-bottom:20px}
.card.dark .part-l{color:var(--dawn)}
.part-facts{margin-top:auto;padding-top:14px}
.part-facts>div{padding-top:12px;margin-top:12px;border-top:1px solid var(--line)}
.card.dark .part-facts>div{border-color:rgba(255,255,255,.18)}
.part-facts dt{font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.card.dark .part-facts dt{color:rgba(255,255,255,.62)}
.part-facts dd{margin-top:4px;font-size:1rem;line-height:1.45}
.statement.is-static{position:relative;top:auto;width:100%;max-width:460px;justify-self:center}

/* numbered flow (on a night section) */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:0 28px}
.flow li{position:relative}
.flow li::before{content:"";position:absolute;left:58px;right:-16px;top:22px;height:2px;border-radius:2px;background:rgba(255,255,255,.22)}
.flow li:last-child::before{display:none}
.flow-n{display:grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--ember);color:#fff;font-family:var(--serif);font-size:1.3rem}
.flow h3{font-family:var(--serif);font-weight:440;font-size:1.4rem;line-height:1.2;letter-spacing:-.01em;margin-top:20px}
.flow p{margin-top:8px;color:rgba(255,255,255,.76);font-size:1.04rem;line-height:1.5}
.sec.night .callout{color:var(--ink)}

/* link cards */
a.card.link{display:flex;flex-direction:column;text-decoration:none;transition:transform .35s var(--ease),box-shadow .35s}
a.card.link:hover{transform:translateY(-3px);box-shadow:0 30px 50px -36px rgba(13,26,46,.45)}
a.card.link h3{margin-bottom:10px}
a.card.link .more{margin-top:auto;align-self:flex-start}

/* follow one bill (TRICARE and VA page) */
.bill-pick{display:inline-flex;flex-wrap:wrap;gap:6px;padding:6px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);margin-bottom:22px}
.bill-pick button{height:50px;padding:0 22px;border-radius:999px;font-weight:700;color:rgba(255,255,255,.82);transition:background .3s,color .3s}
.bill-pick button:hover{background:rgba(255,255,255,.1)}
.bill-pick button[aria-pressed="true"]{background:#fff;color:var(--ink)}
.bill[data-lane="tfl"] [data-for="va"],.bill[data-lane="va"] [data-for="tfl"]{display:none}
.sec.night .card.bill-last{border-color:rgba(244,181,129,.55);background:rgba(244,181,129,.1)}
.bill-bar{display:flex;height:66px;margin-top:16px;border-radius:20px;overflow:hidden;font-weight:700}
.bill-bar i{display:flex;align-items:center;padding:0 22px;font-style:normal;white-space:nowrap;transition:background .5s,color .5s}
.bb-plan{flex:1 1 auto;background:var(--navy-2);color:#fff}
.bb-copay{flex:0 0 26%;min-width:180px;justify-content:center;background:linear-gradient(120deg,#EE8A4F,var(--ember));color:#fff}
.bill[data-lane="va"] .bb-copay{background:var(--paper);color:var(--ink)}
.bill-va{margin-top:22px;color:rgba(255,255,255,.76);font-size:1.06rem;max-width:52em}
.bill-va strong{color:#fff}

/* hero options picker (review tool, not part of the design) */
.hero-pick{position:absolute;z-index:3;right:clamp(16px,3vw,40px);top:108px;display:flex;align-items:center;gap:7px;padding:7px 8px 7px 16px;border-radius:999px;background:rgba(8,20,37,.66);border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);animation:fadeUp 1s var(--ease) 1.4s both}
.hero-pick-label{font-size:.68rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.66);margin-right:6px;line-height:1.3;white-space:nowrap}
.hero-pick-name{display:block;font-size:.86rem;letter-spacing:0;text-transform:none;color:#fff}
.hero-pick button{position:relative;flex:none;width:58px;height:38px;border-radius:10px;overflow:hidden;border:2px solid transparent;opacity:.62;transition:opacity .25s,border-color .25s,transform .25s var(--ease)}
.hero-pick button:last-child{border-radius:10px 19px 19px 10px}
.hero-pick button img{width:100%;height:100%;object-fit:cover}
.hero-pick button i{position:absolute;left:5px;bottom:2px;font-style:normal;font-size:.72rem;font-weight:800;color:#fff;text-shadow:0 1px 4px rgba(0,0,0,.8)}
.hero-pick button:hover{opacity:1;transform:translateY(-1px)}
.hero-pick button[aria-pressed="true"]{opacity:1;border-color:var(--dawn)}

/* on-site check (check.html + check.js). Concept mockup: nothing is sent. */
.phero.check{padding:clamp(112px,11vw,150px) 0 clamp(30px,4.5vw,60px)}
.check-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);grid-template-areas:"head card" "assure card";grid-template-rows:auto 1fr;gap:0 clamp(28px,5vw,76px);align-items:start}
.check-head{grid-area:head;padding-top:clamp(6px,2vw,30px)}
.check-head h1{font-size:clamp(2.5rem,4.6vw,4.2rem)}
.check-assure{grid-area:assure}
.check-assure .checks{margin-top:26px}
.check-assure .checks li{color:rgba(255,255,255,.92)}
.check-card{grid-area:card;color:var(--ink);background:var(--card);border-radius:var(--r-lg);padding:clamp(22px,3vw,40px);box-shadow:0 60px 100px -50px rgba(0,0,0,.75)}
.check-card [hidden]{display:none!important}
.check-top{display:flex;justify-content:space-between;gap:16px;font-size:.78rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}
.check-top span:first-child{color:var(--ember-deep)}
.check-bar{height:6px;margin:12px 0 28px;border-radius:6px;background:var(--paper-2);overflow:hidden}
.check-bar i{display:block;height:100%;width:6%;border-radius:6px;background:linear-gradient(90deg,#EE8A4F,var(--ember));transition:width .6s var(--ease)}
.check-step{display:none}
.check-step.is-on{display:block;animation:fadeUp .45s var(--ease) both}
.check-step h2{font-size:clamp(1.75rem,2.7vw,2.3rem);line-height:1.12;letter-spacing:-.015em;outline:0}
.check-help{margin-top:10px;color:var(--muted);font-size:1.08rem}
.check-step .kick{margin:24px 0 0}
.opts{display:grid;gap:10px;margin-top:22px}
.opts.tiles{grid-template-columns:repeat(3,minmax(0,1fr))}
.opts.tiles.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.opt{position:relative;display:flex;align-items:center;gap:14px;min-height:66px;padding:12px 18px;border-radius:18px;border:1.5px solid rgba(13,26,46,.2);background:#fff;font-weight:700;font-size:1.08rem;line-height:1.3;cursor:pointer;transition:border-color .2s,background .2s,box-shadow .2s}
.opt:hover{border-color:rgba(13,26,46,.45)}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt i{flex:none;display:grid;place-items:center;width:28px;height:28px;border-radius:9px;border:1.5px solid rgba(13,26,46,.32);background:#fff;transition:background .2s,border-color .2s}
.opt input[type=radio]+i{border-radius:50%}
.opt i::after{content:"";width:13px;height:7px;border-left:2.6px solid #fff;border-bottom:2.6px solid #fff;transform:translateY(-1.5px) rotate(-45deg) scale(0);transition:transform .2s var(--ease)}
.opt:has(input:checked){border-color:var(--ember);background:var(--dawn-soft);box-shadow:0 0 0 3px rgba(213,80,42,.14)}
.opt:has(input:checked) i{background:var(--ember);border-color:var(--ember)}
.opt:has(input:checked) i::after{transform:translateY(-1.5px) rotate(-45deg) scale(1)}
.opt:has(input:focus-visible){outline:3px solid var(--ember);outline-offset:3px}
.fld{display:block;font-weight:700;font-size:.98rem}
.fld input{display:block;width:100%;margin-top:8px;height:62px;padding:0 18px;border-radius:14px;border:1.5px solid rgba(13,26,46,.22);background:#fff;font:inherit;font-size:1.14rem;font-weight:400;color:var(--ink);transition:border-color .25s,box-shadow .25s}
.fld input:focus{outline:0;border-color:var(--ember);box-shadow:0 0 0 4px rgba(213,80,42,.16)}
.fld small{display:block;margin-top:8px;font-weight:400;font-size:.92rem;color:var(--muted)}
.fld.zip{margin-top:22px;max-width:260px}
.fld.zip input{height:72px;font-size:1.9rem;font-weight:700;letter-spacing:.14em}
.fld-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
.fld.full{grid-column:1/-1}
.check-why{margin-top:20px;padding:14px 18px;border-radius:16px;background:var(--paper-2);font-size:1rem;line-height:1.5}
.check-why b{color:var(--ember-deep)}
.check-err{min-height:1.6em;margin-top:18px;font-weight:700;color:var(--ember-deep)}
.check-actions{display:flex;gap:12px;margin-top:8px}
.check-actions .btn{flex:1;min-width:0}
.check-back{flex:none;height:64px;padding:0 24px;border-radius:999px;border:1.5px solid rgba(13,26,46,.24);font-weight:700;font-size:1.04rem;transition:background .25s}
.check-back:hover{background:var(--paper-2)}
.check-consent{display:block;margin-top:16px;color:var(--muted);font-size:.86rem;line-height:1.5}
.times{display:grid;gap:10px;margin-top:12px}
.time{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:66px;padding:0 20px;border-radius:18px;border:1.5px solid rgba(13,26,46,.2);background:#fff;font-weight:700;font-size:1.12rem;text-align:left;transition:border-color .2s,background .2s,box-shadow .2s}
.time small{font-weight:400;font-size:.95rem;color:var(--muted)}
.time:hover{border-color:rgba(13,26,46,.45)}
.time[aria-pressed="true"]{border-color:var(--ember);background:var(--dawn-soft);box-shadow:0 0 0 3px rgba(213,80,42,.14)}
.check-link{margin-top:14px;padding-bottom:2px;font-weight:700;color:var(--ember-deep);border-bottom:2px solid rgba(181,61,27,.3)}
.check-link:hover{border-color:var(--ember-deep)}
.check-or{display:flex;align-items:center;gap:14px;margin:20px 0 16px;font-size:.78rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.check-or::before,.check-or::after{content:"";flex:1;height:1px;background:var(--line)}
.check-alt .btn{width:100%}
.demo-note{margin-top:16px;font-size:.92rem;color:var(--muted)}
/* Shown only while the server is in preview (check.js adds .is-demo when an answer comes back marked demo). */
.check-card .demo-note{display:none}
.check-card.is-demo .demo-note{display:block}
.check-note{margin-top:12px;font-weight:700;color:var(--ink)}
.check-card[aria-busy="true"] .btn,.check-card[aria-busy="true"] .time{opacity:.6;cursor:progress}
/* A field no person sees: off screen, out of the tab order. Bots fill it; the server drops them. */
.check-trap{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.demo-note .todo{margin-right:6px}
.done-ico{display:grid;place-items:center;width:60px;height:60px;border-radius:50%;background:var(--ember);color:#fff;margin-bottom:20px}
.done-ico svg{width:30px;height:30px}
.done-links{display:grid;justify-items:start;margin-top:26px;padding-top:22px;border-top:1px solid var(--line)}
.done-links .kick{margin:0}
.done-links .more{margin-top:14px}
.check-step.done .check-link{margin-top:26px}
html.big .opts.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}

/* "Ask a question" chat window (chat.js). No name, no face. */
.ask-launch{position:fixed;z-index:60;right:22px;bottom:22px;display:inline-flex;align-items:center;gap:10px;height:56px;padding:0 22px 0 18px;border-radius:999px;background:var(--night);color:#fff;font-weight:700;font-size:1.02rem;border:1px solid rgba(255,255,255,.18);box-shadow:0 18px 40px -16px rgba(8,20,37,.75);opacity:0;visibility:hidden;transform:translateY(14px);transition:opacity .35s,visibility .35s,transform .35s var(--ease),box-shadow .3s}
/* chat.js adds .is-in once the visitor has scrolled a little, so the button never sits on the hero's enrollment chip */
.ask-launch.is-in{opacity:1;visibility:visible;transform:none}
.ask-launch svg{width:22px;height:22px;color:var(--dawn)}
.ask-launch.is-in:hover{transform:translateY(-2px);box-shadow:0 24px 46px -16px rgba(8,20,37,.85)}
.ask-launch[aria-expanded="true"]{display:none}
.ask{position:fixed;z-index:61;right:22px;bottom:22px;display:flex;flex-direction:column;width:min(420px,calc(100vw - 24px));height:min(660px,calc(100dvh - 44px));border-radius:26px;overflow:hidden;color:var(--ink);background:var(--card);border:1px solid var(--line);box-shadow:0 40px 90px -30px rgba(8,20,37,.7);animation:fadeUp .35s var(--ease) both}
.ask[hidden]{display:none}
.ask-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 14px 15px 20px;background:var(--night);color:#fff}
.ask-head b{display:block;font-family:var(--serif);font-weight:440;font-size:1.3rem;line-height:1.1;letter-spacing:-.01em}
.ask-head span{display:block;margin-top:5px;font-size:.86rem;color:rgba(255,255,255,.74)}
.ask-close{flex:none;display:grid;place-items:center;width:44px;height:44px;border-radius:50%;border:1px solid rgba(255,255,255,.26);color:#fff;transition:background .25s}
.ask-close:hover{background:rgba(255,255,255,.14)}
.ask-close svg{width:18px;height:18px}
.ask-log{flex:1;min-height:0;display:flex;flex-direction:column;gap:10px;padding:18px 16px 12px;overflow-y:auto;overscroll-behavior:contain}
.ask-msg{max-width:88%;padding:12px 15px;border-radius:18px;font-size:1.02rem;line-height:1.5;overflow-wrap:anywhere}
.ask-msg.bot{align-self:flex-start;background:var(--paper-2);border-bottom-left-radius:6px}
.ask-msg.me{align-self:flex-end;background:var(--night);color:#fff;border-bottom-right-radius:6px}
.ask-msg p+p,.ask-msg p+ul,.ask-msg ul+p{margin-top:9px}
.ask-msg ul{list-style:disc;padding-left:20px}
.ask-msg li+li{margin-top:4px}
.ask-msg a{color:var(--ember-deep);font-weight:700}
.ask-msg.wait{display:flex;gap:5px;padding:17px 16px}
.ask-msg.wait i{width:7px;height:7px;border-radius:50%;background:var(--muted);animation:askDot 1.1s ease-in-out infinite}
.ask-msg.wait i:nth-child(2){animation-delay:.15s}
.ask-msg.wait i:nth-child(3){animation-delay:.3s}
@keyframes askDot{0%,60%,100%{opacity:.25;transform:none}30%{opacity:1;transform:translateY(-3px)}}
.ask-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}
.ask-chips button{min-height:44px;padding:9px 16px;border-radius:999px;border:1.5px solid rgba(13,26,46,.22);background:#fff;font-weight:700;font-size:.96rem;text-align:left;transition:border-color .2s,background .2s}
.ask-chips button:hover{border-color:var(--ember);background:var(--dawn-soft)}
.ask-next{display:flex;gap:8px;padding:10px 14px;border-top:1px solid var(--line)}
.ask-next a{flex:1 1 auto;display:grid;place-items:center;min-height:46px;padding:6px 10px;border-radius:999px;font-weight:700;font-size:.92rem;line-height:1.2;text-align:center;text-decoration:none}
.ask-next a:first-child{background:linear-gradient(180deg,#DC5A32,#BF3F1C);color:#fff}
.ask-next a:last-child{border:1.5px solid rgba(13,26,46,.24)}
.ask-next a:last-child:hover{background:var(--paper-2)}
.ask-form{display:flex;align-items:flex-end;gap:8px;padding:10px 12px 8px 14px;border-top:1px solid var(--line)}
.ask-form textarea{flex:1;min-width:0;height:54px;max-height:120px;resize:none;padding:14px 16px;border-radius:16px;border:1.5px solid rgba(13,26,46,.22);background:#fff;font:inherit;font-size:1.04rem;line-height:1.35;color:var(--ink);transition:border-color .25s,box-shadow .25s}
.ask-form textarea:focus{outline:0;border-color:var(--ember);box-shadow:0 0 0 4px rgba(213,80,42,.16)}
.ask-send{flex:none;display:grid;place-items:center;width:54px;height:54px;border-radius:50%;background:var(--ink);color:#fff;transition:opacity .2s}
.ask-send svg{width:20px;height:20px}
.ask-send[disabled]{opacity:.4;cursor:default}
.ask-fine{padding:0 16px 12px;font-size:.8rem;color:var(--muted)}
.ask-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}

@media (max-width:980px){
  .check-grid{grid-template-columns:minmax(0,1fr);grid-template-areas:"head" "card" "assure";gap:26px 0}
  .check-head{padding-top:0}
  .phero-grid,.two,.two.even,.lanes,.myth,.state-row,.gloss{grid-template-columns:minmax(0,1fr)}
  .phero-fig{text-align:left}
  .cards,.cards.c4,.team{grid-template-columns:1fr 1fr}
  .sticky{position:static}
  .state-row:nth-child(even) .state-pic{order:0}
  .compare{display:block;overflow-x:auto}
  .flow{grid-template-columns:1fr 1fr;gap:34px 28px}
  .flow li::before{display:none}
  .hero-pick{top:88px;right:12px;left:auto;max-width:calc(100% - 24px);overflow-x:auto}
}
@media (max-width:640px){
  .phero,.sec.band,.sec.night{margin-inline:6px;border-radius:26px}
  .phero{padding-top:104px}
  .cards,.cards.c2,.cards.c4,.team,.form-grid,.fld-grid,.opts.tiles.two,html.big .opts.tiles{grid-template-columns:1fr}
  .opts.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
  .check-top span:last-child{display:none}
  .check-actions .btn{white-space:normal;height:auto;min-height:64px;padding-block:8px;text-align:left;line-height:1.25}
  .check-actions{flex-direction:column-reverse}
  .check-back{width:100%}
  .ask{inset:0;width:auto;height:auto;border-radius:0;border:0}
  .ask-launch{right:14px;bottom:14px;height:52px;padding:0 18px 0 15px}
  body[data-page="check"] .ask-launch{display:none}
  .callout{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr}
  .bill-pick{border-radius:30px}
  .bill-pick button{width:100%}
  .bb-copay{min-width:136px}
  .bill-bar i{padding:0 14px;font-size:.96rem}
  .learn-note p{font-size:1.16rem;min-height:0}
  .hero-pick-label{display:none}
  .hero-pick{padding-left:8px}
  .hero .hero-inner{padding-top:150px}
  .foot-top{grid-template-columns:1fr}
}